xapport

Loan Documentation Platform

Turn undocumented loans into
legal agreements in minutes

Automatically discover loans from Xero, generate compliant documentation, and maintain a complete audit trail for your company group.

From discovery to signed agreement in under 10 minutes

Platform Features

Everything you need for loan documentation

Built specifically for companies with complex structures and intercompany lending

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Discover from Xero

Automatically finds undocumented loans in your Xero balance sheet across all connected entities.

Generate in Minutes

Create legally compliant loan agreements with pre-built templates in under 10 minutes.

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Multi-Entity Groups

Manage loans across your entire company structure with proper inter-company documentation.

📋

Complete Audit Trail

Every loan, amendment, and transaction tracked with full version history and timestamps.

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Division 7A Compliant

Templates designed for Australian compliance including director and shareholder loans.

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Xero Integration

Link documents directly back to Xero accounts for seamless reconciliation.

How It Works

From discovery to documentation
in four simple steps

01

Connect Your Xero

Securely connect your Xero organization with OAuth 2.0. Works with multiple entities and subsidiaries.

One-click connection for each entity in your group

02

Discover Loans

xapport scans your balance sheet and identifies loan accounts that need documentation.

Finds director loans, intercompany loans, and shareholder advances

03

Generate Documents

Choose a template, fill in details, and generate a compliant PDF loan agreement.

Three templates: Simple Intercompany, Director/Shareholder, Demand Loan

04

Link & Track

Documents automatically link back to Xero accounts with full audit trail and version history.

Every change tracked with timestamps and user attribution

Stop losing sleep over
undocumented loans

Common risks we help you avoid

⚠️

Division 7A Penalties

Undocumented director/shareholder loans can trigger ATO penalties and deemed dividends.

Up to 49% tax on loan amounts

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Audit Failures

Missing loan documentation leads to audit qualifications and compliance issues.

Failed audits and reporting delays

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Legal Disputes

Informal loans between entities create ambiguity and potential disputes.

Costly litigation and uncertainty

Perfect For

Built for complex business structures

Family Business Groups

  • Multiple trading entities under parent company
  • Director loans for business expenses
  • Intercompany funding and cash pooling
  • Family trust distributions and loans

Private Company Groups

  • Holding company structures with subsidiaries
  • Shareholder advances and capital calls
  • Related party transactions
  • Cross-entity lending arrangements

Professional Services

  • Partnership loans and capital accounts
  • Professional practice entities
  • Service company arrangements
  • Equipment and fit-out financing

SME with Growth

  • Director working capital loans
  • Expansion funding between entities
  • Property development loans
  • Trade debtor factoring arrangements

Ready to document your loans properly?

Join companies that are protecting themselves with proper loan documentation

xapport

© 2026 xapport. Australian loan documentation platform.